In recent times, continuous economic growth, in tandem with an ever-increasing demand from tenants, has resulted in a dramatic rise in both commercial and residential private property investment. Now, more than at any other time, the provision of specialist insurance advice and cover has become essential in order to protect and preserve the value of your property investment and allow you ongoing peace of mind in all your property management affairs.
At Bengers our specialist property investment broking team will work with you to provide individual advice and cover based on an in-depth understanding of your specific circumstances and situation. Our extensive commercial and residential property investment client portfolio ranges from buy-to-let terrace houses to multi-million-pound blocks of flats in central London and has allowed us to build close working relationships with key property insurers and managing agents.
By building a personal relationship with our clients and gaining a thorough and full understanding of your needs, we are able to give informed advice on the best policies available covering such areas as; risk management, landlords’ liability, malicious damage, security and fire prevention etc.
Blocks of Flats Insurance
Residential Blocks of Flats or Apartments require specialist insurance cover that ordinary policies usually exclude. At Bengers we work extensively with leading insurers to provide bespoke policies that are specifically tailored to the needs and demands of our clients.
In addition to the basic buildings insurance, our policies incorporate cover for such essentials as:
- Contents of Common Parts
- Alternative Accommodation costs
- Loss of Rent
- Property Owners Liability
- Employers Liability (a statutory requirement)
- Directors and Officers Errors and Omissions
- Legal Expenses and Terrorism as extensions
- Engineering – lift insurance and inspection